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Six reasons why Florida is the best place to retire

If you are thinking of Buying a Home or Real Estate  in the Palm Beaches, six great reasons why Florida is a great place to do so. 

The Palm Beaches is also a growing Cultural scene  with Broadway shows at the Kravis Center, Comedy at the Improv, Musical theater at the Maltz Jupiter Theater, Theater at  The Drama Works, World Class Palm Beach Symphony and Palm Beach Opera for a start. 

Enjoy the article:http://www.miamiherald.com/news/business/article56456770.htm


Florida Golf Communities. Paradise Lost or Found? Part 2

Whether looking for a vacation home or a primary residence in Florida,choosing the right golf community and golf club is much like the game itself. Simple in the concept; complex in the execution.

So we have some idea of the Geographic and Demographics that work for us. Now what?Well the Type of Membership can be a huge influence. Another key factor is whether they are Mandatory or Optional.



Consists of Equity, Non Equity, Annual, Seasonal  and Summer. Knowing the difference can go a long way in helping you make a decision. 

Equity usually consists of a combination of a non refundable initiation fee, an equity    fee and annual dues.The equity is generally is refundable at 80% or 90% of the current amount being charged by the Club. When contemplating a membership purchase always ask how and how long it takes to sell the membership. Like any investment you should know your exit strategy as well. The good news is that typically you will receive the appreciation in the value of the membership when you sell. The bad news is you can be liable for any shortfall in costs and receive an assessment to cover the difference. If the club becomes insolvent you can lose your equity altogether.  

Non Equity requires a refundable initiation fee and annual dues. You have no additional financial exposure as costs are covered by the entity owning/operating the club. These memberships are usually found within Resort Communities offering on site lodging.  When you decide to sell  the membership you are put on the List subject to a certain number of new memberships selling and then an existing membership selling. I don't want to say it can take a long time to sell, but some clients have been advised to leave the membership in their will!

You will be subject to annual dues and outside play in the form of resort guests and corporate outings. Tee times January through March may be problematic as a result.

Annual is just that, with dues paid annually and may have a food and beverage minimum. Private club feel and amenities. Restricted outside play so tee times are not a problem.

Many new Country Club Developments offer annual memberships to outsiders until they sell enough homes and memberships within the development. Annual dues increase each year until the club reaches its private membership goal and makes the rate outrageous or eliminates annual memberships. Great way to start you Florida golfing evaluation.

Seasonal allows you to purchase and pay for only the time you are here. About as rare as an honest politician.It can be for a specific window such as January through March. Some clubs or memberships allow you to purchase a set number of rounds which have no specific begin and end date, except expiring at the end of the calendar year. Again most if not all of the rounds are played from January through March/April.

Summer memberships run May 1st through October 30 and are offered by many of the top private clubs. A very inexpensive way to sample the local courses prior to committing. Try to get information and and feedback from previous members regarding ease of making tee times and course availability as regular members may be given preference. Remember not all memberships are equal.  

And finally there are unrelated memberships with golf benefits. A good example is an annual membership at the Palm Beach Yacht Club which also has reciprocity with top local courses for cart fee's only, again May 1st through October 31st 

So once you have some idea of where in Florida you might want to be  and what type(s) of membership might work, it might be a good idea to know which Clubs/Communities offer which. For that we will see you on the flip side.



Until Then: Swing Hard in Case You Hit IT and Keep It in the Short Stuff! 


Florida Golf Communities. Paradise Lost or Found?

Whether looking for a vacation home or a primary residence in Florida,choosing the right golf community and golf club is much like the game itself. Simple in the concept; complex in the execution.


Where does one begin? Perhaps Geography and Demographics is a good starting point.


North Florida or South Florida? 

Weather wise:

Summers are quite similar. Golf in the morning to avoid the afternoon thunderstorms, heat and humidity. It is our rainy season May through October. It is off season so rates are discounted and many courses offer special offers and incentives. Prior to purchasing in a golf community or a private membership you can try out a private club by purchasing a Summer Membership typically good May 1st through October 31st.


Winters can be markedly different. I would consider Stuart on the east coast and Tampa on the west coast the dividing line between North and South Florida. South Florida offers more of a Tropical Climate and look with plenty of Palm Trees and colorful foliage.Over seeding is generally not needed in South Florida. North Florida offers more of a Deciduous Look with Pine Trees and Spanish Moss reminiscent of Georgia and the Carolina's.

Temperature differential is typically 7 to 10 degrees which may not sound like a lot until you feel the difference  playing in 50 vs. 40 degree weather. Brrr.


General rule of thumb: If you like/want/need the four seasons and do not mind the occasional near freeze North Florida is your best bet.


East Coast or West Coast?

Or as I call it: The Tale of Two Cities.  New York or ChicagoEast Coast or Midwest.

East Coast:

The area from Miami to Stuart has been called the Sixth Borough because of the east coast influence on lifestyle,dining and other amenities. The pace is a little quicker. Boston,New York, Philadelphia, Washington and Baltimore are all well represented.


West Coast:

Midwest Values  abound and influence the Lifestyle and Attitude. It is more laid back, but does have many of the upcoming area's in Florida. If you are a beach person as well as a golfer, this is the coast for you. Chicago,Detroit, Minneapolis,Cleveland, Pittsburgh and Indianapolis are all well represented.


Having said all that, there is increasing cross over with regard to the demographics as Florida has continued to grow and expand!



Once you get a handle on where you might want to be the next question is:

What are the Golf/Courses/Communities/Costs like? for that we will see you on the flip side.


Until then: Swing Hard in Case you Hit It! Fore!


Showcase Homes of the Week


Saint George Place, Palm Beach Gardens

Palatial estate located in the prestigious community of Saint George at Ballenisles. This palatial estate captures you immediately with the soaring 2-story living room complete with crystal chandelier, illuminated coffered ceilings and fireplace. Looking beyond the living room through the French doors you see the 18th hole of the Ballenisles golf course.

Check out this week's showcase homes

Why Older Homes Rock


Why Older Homes Rock

You're ready to buy a home, but there hasn't been a new home built in your area in 10 years, leaving you no choice but to buy an older home. You could appreciate older homes more if you know a little about their history and why they were designed the way they were at the time. 

To read the full article click here

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